Why Homeowners Consider a Reverse Mortgage?

• Supplement retirement income
• Eliminate an existing mortgage payment
• Pay medical or long-term care expenses
• Create a line of credit for future needs
• Remain in their home longer

Every situation is different. My role is to help you understand whether this option makes sense for you and your family.

What Is a Reverse Mortgage?

A Reverse Mortgage is a government insured loan that allows homeowners age 62 or older to access their home equity without making monthly mortgage payments.

✔ You keep ownership of your home

✔ FHA‑insured (HECM program)

✔ Funds may be received as a lump sum, line of credit, or monthly payments

✔ The loan is typically repaid when the home is sold or no longer your primary residence

(Borrowers must continue to pay property taxes, insurance, and maintain the home.)

How the Reverse Mortgage Process Works?

Step 1: Initial Consultation

A simple conversation to see if a Reverse Mortgage may be a fit for your goals.

Step 2: HUD Approved Counseling

All borrowers are required to complete independent counseling to ensure full understanding.

Step 3: Choose Your Payout Option

Select how you would like to receive funds — lump sum, line of credit, or monthly income.

Step 4: Close & Access Your Equity

Once approved, you can begin using your Reverse Mortgage benefits.

Common Questions & Myths

“Do I still own my home?”

Yes. You remain the homeowner as long as you live in the home and meet loan obligations.

“Can I be forced to leave?”

No. You may live in your home for life, provided you maintain taxes, insurance, and occupancy requirements.

“Will my children inherit debt?”

No. Reverse Mortgages are non-recourse loans — heirs never owe more than the home’s value.

Who May Qualify?

You may be eligible if you:

• Are age 62 or older, Certain Proprietary Products also offer 55 or older
• Live in the home as your primary residence
• Have sufficient home equity
• Can maintain property taxes and homeowners' insurance

See If You Qualify — No Obligation

A Message from Your Reverse Mortgage Specialist

My goal is education — not pressure. A Reverse Mortgage is not right for everyone, and that’s okay. I take the time to explain how it works so you can make an informed decision for yourself and your family.

I also encourage adult children or trusted advisors to join the conversation.

Schedule Your Free Reverse Mortgage Consultation

✔ No pressure

✔ No obligation

✔ Private & confidential

Schedule Your Free Consultation

Important Disclosures

This is not a commitment to lend. Borrowers must meet all loan requirements. A Reverse Mortgage borrower must continue to pay property taxes, homeowners' insurance, and maintain the property.

FHA insured Home Equity Conversion Mortgage (HECM). Not affiliated with or acting on behalf of HUD or the Federal Housing Administration.

NMLS #312260 / | Equal Housing Opportunity